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Based on the current portfolio and benchmark you have indicated, you may want to consider the following ways to align your portfolio.

Consider reviewing your benchmark

One or more asset classification categories in your portfolio exceeds a 10% threshold difference from your selected benchmark.

Consider reviewing your benchmark to a benchmark that is more closely aligned to your portfolio and determine if another benchmark is more appropriate.

Fund-to-Fund Correlation

Your portfolio contains positions that have a high degree of positive correlation to each other.

This means that some holdings in your portfolio have similar movement in monthly returns, and you may not get much benefit from diversification as intended. Additional Correlation Details

Number of Fund Families

Diversify manager selection: Your portfolio includes investment products from two fund families.

Consider diversifying your manager selection.

Higher Expense Ratio than Benchmark

Your portfolio has a higher expense ratio than the benchmark.

The average net expense ratio of your Portfolio is 0.32%, and the Benchmark 0.06%.

Hypothetical performance in historical scenarios

In 2008 Global Financial Crisis (June-2007 - Feb-2009), a portfolio with your current asset allocation would have underperformed the benchmark by 17.11%.