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Based on the current portfolio and benchmark you have indicated, you may want to consider the following ways to align your portfolio.

Fund-to-Fund Correlation

Your portfolio contains positions that have a high degree of positive correlation to each other.

This means that some holdings in your portfolio have similar movement in monthly returns, and you may not get much benefit from diversification as intended. Additional Correlation Details

Higher Expense Ratio than Benchmark

Your portfolio has a higher expense ratio than the benchmark.

The average net expense ratio of your Portfolio is 0.77%, and the Benchmark 0.26%.

Underweight in international equity

Generally, a well-balanced portfolio contains both domestic and international equity holdings.

Significant high yield exposure in fixed income

Your fixed income portfolio is 35.72% exposed to high yield, which may behave similarly to equities. The greater exposure to high yield may be reducing or skewing the diversification benefits of fixed income holdings in your portfolio.