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Based on the current portfolio and benchmark you have indicated, you may want to consider the following ways to align your portfolio.

Fund-to-Fund Correlation

Your portfolio contains positions that have a high degree of positive correlation to each other.

This means that some holdings in your portfolio have similar movement in monthly returns, and you may not get much benefit from diversification as intended. Additional Correlation Details

Number of Fund Families

Diversify manager selection: Your portfolio includes investment products from one fund family.

Consider diversifying your manager selection.

Higher Expense Ratio than Benchmark

Your portfolio has a higher expense ratio than the benchmark.

The average net expense ratio of your Portfolio is 0.57%, and the Benchmark 0.33%.

Hypothetical performance in historical scenarios

In 2008 Global Financial Crisis (June-2007 - Feb-2009), a portfolio with your current asset allocation would have underperformed the benchmark by 7.35%.

Overweight in equities

Compared to your selected benchmark, you are overweight in equities. To better match the selected benchmark, consider whether rebalancing is appropriate.

Your portfolio is 5.88% overweight in equities as compared to the benchmark.

Underweight in fixed income

Compared to your selected benchmark, you are underweight in fixed income. To better match the selected benchmark, consider whether rebalancing is appropriate.

Your portfolio is 9.12% underweight in fixed income as compared to the benchmark.