Created: 16-Dec-2025 | Market Data as of: 30-Sep-2025
Sample Portfolio vs Fidelity Target Allocation 60/40
Portfolio Observations
Based on the current portfolio and benchmark you have indicated, you may want to consider the following ways to align your portfolio.
Consider reviewing your benchmark
One or more asset classification categories in your portfolio exceeds a 10% threshold difference from your selected benchmark.
Consider reviewing your benchmark to a benchmark that is more closely aligned to your portfolio and determine if another benchmark is more appropriate.
Fund-to-Fund Correlation
Your portfolio contains positions that have a high degree of positive correlation to each other.
This means that some holdings in your portfolio have similar movement in monthly returns, and you may not get much benefit from diversification as intended. Additional Correlation Details
Number of Fund Families
Diversify manager selection: Your portfolio includes investment products from one fund family.
Consider diversifying your manager selection.
Sharpe Ratio
Your portfolio has a lower Sharpe Ratio than your selected benchmark.
You may want to discuss with your investment professional to consider ways to generate similar returns for a lower risk level.